Legal
TERMS AND CONDITIONS
Last updated: 10/01/2026
These Terms and Conditions (“Terms”) govern your use of the SahanPay website, application, and related services (“Services”) provided by SahanPay LLC (“SahanPay,” “we,” “us,” or “our”).
By accessing or using the Services, you agree to these Terms.
1. SahanPay and Its Services
Eligibility
You must be at least 18 years old and legally able to enter into these Terms.
You must provide accurate and complete information and keep your account information current.
We may restrict or refuse access to the Services when permitted or required by law.
Account and Identity Verification
Certain Services require you to create an account and complete identity verification.
You agree to provide accurate information and protect your account credentials.
SahanPay and its service providers may collect and verify information necessary for identity verification, fraud prevention, sanctions screening, and regulatory compliance.
We may request additional information or documentation at any time when reasonably necessary.
Money Transfers
When available, SahanPay allows users to initiate eligible transfers to supported destinations.
Before completing a transaction, applicable information such as the amount sent, fees, exchange rate, and expected recipient amount will be displayed as required by law.
You are responsible for reviewing transaction details before submitting a transfer.
Transaction availability, limits, processing times, and delivery methods may vary.
Fees and Exchange Rates
Applicable fees and exchange-rate information will be disclosed before a transaction is completed, where required by law.
Fees and exchange rates may vary depending on the transaction, destination, payment method, and other factors.
Third-party providers may impose additional charges where applicable.
Transaction Limits
SahanPay may establish daily, monthly, per-transaction, or other limits.
Limits may depend on identity verification, transaction history, funding method, destination, regulatory requirements, and fraud or risk controls.
We may change limits when permitted or required by law.
Funding
Transactions may be funded through supported payment methods provided through SahanPay or its service providers.
You authorize the applicable provider to charge the payment method you select for the amount and applicable fees.
You may only use a payment method that you are authorized to use.
Recipient Information
You are responsible for providing accurate recipient information.
Incorrect or incomplete information may result in delays, rejection, or inability to complete a transaction.
You should carefully review recipient information before submitting a transfer.
Delays, Cancellations, and Refunds
Transactions may be delayed, rejected, suspended, or canceled because of identity verification, fraud monitoring, sanctions screening, regulatory requirements, payment-provider issues, recipient information, technical problems, or other circumstances.
Cancellation and refund rights depend on the status of the transaction and applicable law.
Nothing in these Terms limits rights that cannot legally be waived.
Fraud, Security, and Prohibited Activities
You may not use SahanPay for fraud, money laundering, terrorist financing, sanctions violations, identity theft, unlawful activities, unauthorized payment methods, or other prohibited transactions.
SahanPay may use automated and manual systems to detect fraud and suspicious activity.
We may suspend or restrict accounts or transactions when reasonably necessary for security, compliance, or legal purposes.
Third-Party Providers
SahanPay may use third-party providers for banking, payment processing, identity verification, fraud prevention, money transmission, foreign exchange, and recipient payout services.
Your use of certain services may also be subject to the applicable provider’s terms and policies.
Service Availability
We seek to provide reliable Services but do not guarantee uninterrupted or error-free availability.
Services may be unavailable because of maintenance, technical problems, third-party interruptions, regulatory requirements, or circumstances outside our reasonable control.
Privacy
Our collection and use of personal information is described in our Privacy Policy.
Privacy Policy: https://www.sahan-pay.com/privacy-policy
Intellectual Property
The SahanPay name, logo, website, application, software, content, and designs are owned by or licensed to SahanPay.
You may not copy, modify, distribute, reverse engineer, or commercially exploit our Services except as permitted by law.
Account Suspension or Termination
We may suspend, restrict, or terminate access to an account or transaction when permitted or required by law or when reasonably necessary to address fraud, security, compliance, or violations of these Terms.
Disclaimers and Liability
To the maximum extent permitted by law, the Services are provided on an “as available” basis.
SahanPay does not guarantee that every transaction will be completed within a particular time unless a specific delivery commitment is provided.
Nothing in these Terms excludes or limits consumer rights or liability that cannot legally be excluded or limited.
Changes to These Terms bility
We may update these Terms from time to time.
When required, we will provide notice of material changes through the Services, website, email, or another legally permitted method.
Governing Law and Disputes
These Terms are governed by applicable federal law and, where applicable, the laws of the State of Minnesota.
Any arbitration, dispute-resolution, or class-action provisions will be included only after appropriate legal review and to the extent permitted by applicable law.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect to the extent permitted by law.
Contact
SahanPay LLC
Email: support@sahan-pay.com
Website: https://www.sahan-pay.com
REGULATORY STATUS DISCLOSURE
SahanPay LLC is a financial technology platform and is not a bank. SahanPay LLC is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN), U.S. Department of the Treasury.
FinCEN MSB registration does not constitute an endorsement, certification, or recommendation of SahanPay by the U.S. Department of the Treasury or FinCEN and does not, by itself, constitute a license to conduct money transmission in any state.
Certain banking, payment processing, money transmission, foreign-exchange, settlement, and payout services may be provided by third-party financial institutions and regulated service providers.
Services will be offered only where permitted by applicable law and subject to applicable regulatory, licensing, and partner requirements.